The Low Down on Low Credit Scores Process is Quick & Painless

Credit scores are a major determining factor in being approved for a mortgage loan. Poor credit may prevent you from being even considered for a mortgage. But we have unique processes and products that can help circumnavigate the typical mortgage process to get you approved!

Most banks and lending establishments won’t approve you if your score is less than 650 FICO, and more than 25% of the country has less than a 650 score. What a disparity!

We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Low Credit Score Mortgage Qualifier.

We’ll help you clearly see differences in between loan programs, allowing you to choose the right one for you — whether this is your first home or 7th.

Score Enhancement:

With Rapid Rescore, an automated tool form our credit agency, we can advise you how to increase your score to be at a higher or acceptable level.

There are many factors that come into play with low credit scores. Many of our programs allow you to have low credit scores, as long as you have been diligent to start repairing your score. That means no late payments on your current mortgage or rental payments within the past year (or more). Gainful employment, minimal savings, and no pending judgements also help your case with a low credit score.